This Privacy Notice contains information about how HelpOut and our affiliates collect, use, store, retain or otherwise process your information when you download HelpOut and install it on your mobile phone. This Privacy Notice applies to your use of our services and covers only information collected in connection with your access to and use of our services. Please read this Privacy Notice carefully; by continuing to interact with our services in whatever country or state you may be in, you are consenting to the practices described in this Privacy Notice. We collect information such as name, email address, financial information, phone number etc. We need to access your contacts list and phone numbers for functionality and to facilitate the entry of payment recipient information and requests. We may require proof of identity or verification process for bank account transfers, and may store information when you interact with HelpOut, like country of residence, state, bank details, and credit card details. We do this to help protect your account from hackers, combat fraud, check if payments are being made or received legally and by you, the legitimacy of accounts, and making our products and services better for you and others. We may also collect information through your feedback, review and survey about providing, improving, and developing our services. We reserve the right, in our sole discretion, to make changes or modifications to this Privacy Notice at any time and for any reason. We will alert you about any changes by updating the “last updated” notice and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review this Privacy Notice to stay informed of updates. You will be subject to and will be deemed to have been made aware of and to have accepted the changes in any revised policy notice by your continued use of the app after the date such revised notice is posted.